Older Couple

Long Term Care

Long-Term Care (LTC) refers to extended care or services for people with disabilities or long-term illnesses. What you may not realize is:

  • Medicare will NOT cover most of these types of services
  • LTC Insurance plans are not just "nursing home policies" anymore
  • LTC Insurance policies now typically cover nursing homes as well as home health care, assisted living, and adult day care
  • These options empower you to choose where you want to live and receive care — control when you and your family need it most!

Useful Facts

Understanding LTC
Paying for LTC
Nursing Home Guide (pdf)